Broke Nolan’s Law by watching it in a Non-IMAX theater. Hoped that I wouldn’t lose my way back home after watching the next movie in theatres. Also, this completes my one year since returning to Jaipur after a 15 year long stay in Bengaluru. This post is a mishmash of the movie watching and the emotion of completing the Odyssey.
The Odyssey
This might be one of the handful of movies, that I have seen in a theatre all alone. I mean, not that the theatre was empty, just me going alone all by myself. But it was surely not more than 25% occupied. This gave me a focused and dedicated viewing experience. As Nolan intended.
My main takeaway from the movie was how relatable the story felt to Indians because our epics share so much with Homer’s work. We can go into a rabbit hole of things which are almost identical like the bow scene in the movie with Ramayan. How many characters look and talk the same between 2 cultures! We may be very different now but probably the stories just traveled from one place and just took a small deviation on the way and eventually turned out to be in a different language and creating different cultures. Few things got lost in translation and some stayed the same. (Obviously, the origin must be Indian because I am writing this from India. Jai Hind.)
Now, when it comes to technicalities, I couldn’t watch it in IMAX because of its unavailability in Jaipur. But there are 2 IMAX theaters opening very soon, which is exciting. With what I had, one must appreciate Nolan for trying to stay as analog as possible. I am not a fanboy but I do understand the effort one has to make extra to make such a movie of such a massive scale. When everything around us is becoming more and more fake, Cinema which is techically all fake, made in a realistic manner, is a big deal I guess.
I recommend this movie to everyone who wants to enjoy and relive a historical, mythological, and still cinematic take on a cultural defining epic. Don’t go with any emotional takeaway. Like how in Oppenheimer, one had to revise Nuclear Fusion and Fission beforehand, this was relatively straightforward to understand. Of course, I did my homework by remembering a few names. Like how Nolan intended.
Taking a detour, like how Odysseus had to stay decades away from home, this month marks 1 year of my return back home after spending a decade and a half in Bengaluru. It has been literally a 2nd Home as well which I miss from time to time. Dose here doesn’t feel the same, no matter how Benne you may make it. But mentally, I feel now it is the time and totally fine to not invoke Bengaluru every now and then while talking to people. Jaipur is where I am and hoping to be for time being.
Back in 2010, when I moved there, I had thought that I would return back after 5 years. Most of my mates did move back or moved abroad. Along with a few, I remained in Bengaluru. It slowly grew on me and I got used to the weather and the traffic, the only thing people bring up when they talk about the city.
Though, like how Odysseus got sort of trapped with Calypso for years and didn’t know whether this was a confinement or deliberate attempt to stay, for me post Covid, it has been a similar experience. When you continue to work from home and don’t socialize much, there is barely any difference as to where you live. Life shouldn’t have to be that way, but that’s convenient and we seek convenience and compromise over certain things.
Having said that, one should never say never to anything life hands over to you. If Odysseus hadn’t got the Odyssey, it would have been a boring tale. Wouldn’t it?
Maybe that is the point of every long journey. Not just to reach home, but to look back at the detours, the years that stretched longer than planned, and feel grateful that they happened at all.
P.S.: When I get a chance to visit Bengaluru again, I wish this gets completed.
How much fun is it to be believe that ‘ah this time things would change! This time surely a revolution would stir up and bring drastic differences to our lives. This time we will get what we want!’.
It is not being cynical and nihilistic. Alright, maybe it is. But things never change here. Even if one applies 500% tariffs, life finds a way and people re-route their exports (and even their people). As someone had said, we in India live both in 2050 as well as 1850 exactly at the same time. And this is the worst thing and the best thing about us. The complexity of systems and their inability to change quickly is carved in stones here.
Why it feels like things would change?
Every few years there is an itch in some section of the society. And every few years the youth awakens, stretches, yawns, and scratches the itch, before snoozing and sleeping again. All thanks to the inactions, and actions of the Government or some miscreants. Roads get made, and they get dug up the very next day. Bridges get made and collapse after the first rain. Let’s not go into potholes, figuratively as well as literally. To get anything done honestly, one gets drained so much that we tend to go towards the closest shortcuts #IYKYK. But one day, the blood boils up to the brim and it spills. That day, we all realize that enough is enough and people up top have to go.
We decide to act and take matters into our own soft snowflake hands. We dress up with #grwm, pump our fists, make angry faces, take out our weapons of choices (phones and keyboards) and post angrily online. Boom. Job done!
Then it appears that yes few things have changed but only on a surface level. But nothing really changes. After enough provocations, and some folks, with no responsibilities (job and family wise) and enough motivation to join/create a political party and make a career out of it, come on the roads and take out protests. If the protests really fit our confirmation bias, we support them. We collectively mobilize, raise slogans, and rally behind them. Because we need some leaders to get moving. It is easy to follow someone. Why think originally when we can outsource it? Why make effort ourselves because we have designated some leaders to fight for our cause? The most we could do is make some reels, post a few stories, crack some pun-laden tweets on X, and feel pride as if we hit our protein goal for a day.
It feels like finally things would finally change.
Why nothing would change actually?
Expecting things, institutions, and systems to change in this country is like expecting to reach the end of the feed of your infinite scroll. They cannot change by any revolution. In fact, having a revolution itself is not possible due to the heterogenity in our homogenity. You have to do something really drastic to make the tides turn. Like indulging in some meaningful protest and sprinkle a bit of violence on the side. That might work in some cases. Normally, things change here only one way. Organically. Virally only jokes spread or diseases.
If one expects that papers shouldn’t leak before exams, it means that the price of the leaked paper should be so high that nobody, and not just them, is able to afford and the paper leakers starve and shut down their shop. Otherwise if by chance it is available, anyone who can afford it would happily get a copy. Have you ever cheated in an exam? No? Ok. You try to bring real change and then a lollipop of freebies are shown to you which makes your attention diffused like a water cannon diffuses a mob.
For the education system to change, it needs absolute change of the whole mindset of the community. This is not possible in at least my lifetime. We believe english speaking is equivalent to education and a degree means a shortcut to success. Try engaging on this with sense with anyone, and you will be cursing yourself to even try. The people up top are the same people down below. Have you ever tried changing yourself? Please.
What to do then?
The only and literally the only way out is to outgrow your surroundings and peers in terms of skills, education, and finances (and of course luck). No excuses, just sheer efforts, persistence and chance. Till you don’t have the combination of these things, keep sharing angry social media posts. Best wishes.
P.S.: This post is short but might be intentionally longform for millennials and it would be too much to read, and for Gen Zs impossible to hold attention for this much time. Moreover, these terms and classifications of generations is as helpless as a cockroach 🪳 lying upside down.
I recently watched the movie “Disclosure Day” (and also watched “Don’t Look Up” and “Project Hail Mary”) and also read the book “Contact” and here is what I feel about them.
Not sure what is it with media content these days, one cannot remember it for a longer duration. Everything feels transient.
I am sure I am going to forget these 2 as well: The movie and the book both. Not because they are not in anyways not worth remembering. Both of them are. And due to nostalgia and inertia, I was hooked by both of them. But because I came across them so late in life. Disclosure Day was released in June 2026. So it is not late but the movie itself could’ve been released 20 years late. Contact, released in 1980s (which is as far away from Now, as World War 2 was in 1980s) is considered a milestone in itself but I happened to read it 10 years after watching Interstellar.
Coming to the point: We have seen so many things inspired from Spielberg himself and watched enough Cosmos related shows inspired from Carl Sagan himself, that novelty is missing. Though, if one is enough open minded, certainly they both are quiet moving. I should not club both but since I did already, here is my short take on both, respectively.
Disclosure Day
Disclosure Day was a good movie. But not great. The cliffhanger ending was certainly the best part. We did see brilliant action sequence involving the chase and the train which reminded me of classic Spielberg. But Disclosure didn’t give me closure.
Contact by Carl Sagan
Contact is something to re-read, specially the part about how would the world react when an Alien Civilization would be at our doorstep. But would we actually react this way or it would be like the movie “Don’t Look Up”? I think the latter.
Only if “Project Hail Mary”‘s premise (I should rewatch this surely) becomes real, that Earth’s days are indeed limited, only then something would happen.
Otherwise, in general, going by the newscycles nowadays, general nihilism about everything would shock us negligibly if we get to know that we are not alone.
If you ever get an opportunity to be close to nature, nothing else can top that. (don’t sleep in Jungle though)
Education is paramount to whatever you would do. In our society, degrees matter.
You can never keep everyone happy. Somewhere someone will get pissed off by your actions or inactions.
You can choose whom you want to keep in your lives and whom to ignore. Reassess frequently.
Aging happens. One can control only some aspects of it. Rest you cannot.
Some core habits of yours will always help you no matter how difficult the world around you becomes. For example: Punctuality
Nobody has time to read your lists, your lines, your paragraphs, or even your blog. It doesn’t matter. Do it for yourself.
Writing is one of the best habits one can have. As they say: If you can read but don’t, you have no advantage over those who can’t. Same goes for writing.
No matter how much you evade, politics would catch you somehow.
Some people will always have an impact on you, even if you want to avoid them by all means.
Your health is only in your hands. Nobody else would make you healthier or unhealthier. Only you can.
Don’t sleep with grudges by your side. Wake up with a smile.
Reading is a good habit to have. But don’t let anyone make you believe that it is the only way to learn.
Listen to music regularly.
Try your best to not harm anyone else.
Always be humble towards others. You may show off if you have something to brag but needn’t overdo.
Nobody really thinks about you as much as you do in your head.
If you can learn a musical instrument, that would really be good.
Don’t ever mock someone for something they cannot change. For example: their physical traits or their lisp.
Learn from others. Learn from people you don’t like.
Don’t assume things. pehle instemaal karein fir wishwaas karein.
Never reveal all your truths. Keep some handy for right time.
Learn basic life skills like driving, swimming, etc. which includes learning more than 2 languages.
Travel when you can. Let some experiences shock you both negatively and positively.
Be passionate about something. But don’t go crazy about it. Don’t make it your whole personality.
Play with kids. Help elderly.
Try all kinds of cuisines. If you have some limitations, it is okay. There are still a lot of things to taste.
Being a vegetarian, and saying No to alcohol is fine. Otherwise is also fine.
Tell people what you feel about them without regret. Regret about the way you told them if it didn’t end properly.
Nostalgia is a waste of time. Life is very short.
Try to wake up while you are dreaming. Or try to do something absurd within your dream, if you can.
Learning about Space can keep you grounded.
Faith is a tricky subject. But humans usually cannot function without it. Some go extreme and it is always safe to avoid those.
Fiction might have same impact as Reality sometimes.
Some bad experiences might shape your worldview permanently so try to hold your beliefs as fluidly as you can. Always be open to be challenged and changed.
Some joys are beyond explanation. Like becoming a parent.
Everyone will leave eventually. Or you would leave someone when time comes.
Fail. Fail multiple times. But always give a try.
The best place to experience everything all at once is India. It is like living in past, future, present and everywhere.
Always stay optimistic. It is not the end. Even if it is, there could be something else coming up next.
A hitman wants to turn his life around and become an actor. But his past keeps creeping on to him from behind and he gives hits after hits, from bullets and not with his acting career.
Making dark comedy is such a delicate task as one wrong move can totally change the tone of the whole show. I think, Barry nails this fine balance and comes off as one of the best shows I have seen. It has comedy in equal proportions as the brutality of violence in others.
Although past performance doesn’t guarantee future results, the creator of the show features someone who has written Seinfeld and Silicon Valley. The highlight is of course the lead Bill Hader who is mostly known for his gags in SNL. It’s amazing how comedians deliver the best tragedies. No wonder this show was called Breaking Bad of Comedy. All the ensemble cast is just brilliant too.
I have generally liked the movies of Coen Brothers, and shows like Fargo. This fits right with them.
Comedy has become so rare these days that one really has to really dig deep into the abundance of nonsense present across OTT services. I am glad that I found Barry. Highly recommended.
I will get to the point straight. ‘The Complete Maus’ by Art Spiegelman is one of the best things I have ever read. I wonder why didn’t I read it long ago. For those who haven’t, the premise of the graphic novel is that Arthur (the author/illustrator) is talking to his father Vladek Spiegelman through some months/years and writing this very book. Vladek is a Polish Jew and a Holocaust Survivor.
Art describes Jews as Mice, Nazis as Cats, and other nationalities also as anthropomorphic.
The relationship depiction of the father-son duo is absolutely terrific. I mean, I could go on about how relatable this is and how truthful it might be across the world, but I don’t really want to go there at this moment.
Despite having watched plethora of World War 2 related movies, included some of the best works like Schindler’s List, Son of Saul, (and even Inglorious Bastards), this take still shakes you to the core when Vladek describes what happened back then. How he and his wife Anja got separated, met again, again got separated and eventually sent to Auschwitz and somehow survived, is thrilling, moving, emotional, and leaves you hopeful.
Even thinking of what some people had to go through gives one shudders. Although World War 2 is now something which happened 75+ years ago, humans haven’t really evolved and time and again we come across similar behaviors. Reading this reminds one of the horrors again.
The highlight for me is however the relationship between the writer and the father who has been so much. I strongly strongly recommend everyone to read this. This is one of the best out there.
Sometimes you come across some books rather late in life (relatively) and wonder why you didn’t read this earlier!
This book is one of those books. ‘Surely You’re Joking Mr. Feynman’ is an autobiography of sorts. It has chapters from Physicist Dr. Richard Feynman’s earliest days when his curiosity led him to experiment and eventually becoming a scientist, to his stint in the Manhattan Project, and his teaching days and general philosophy in life.
Nobel Prize winning scientist Richard P. Feynman was one of the most interesting characters the field of Physics has produced. He was referenced a lot in ‘The Big Bang Theory’ but I didn’t take notice. But when he made an appearance in the movie ‘Oppenheimer’ playing bongos when the Trinity Test was done, I thought to delve into this book I had only heard praises about.
The title of the book is perfect because some of the stories are absurd. It can also come across as eccentric or even arrogance but one needs to read it objectively. For instance, when the Nobel Prize was announced for Feynman, he jokes about how weird he felt accepting it and meeting the royalty of Sweden. His relationship and general opinion about Humanities are very relatable even today as the world is trying to react to the advent of the Wokeism culture.
What I liked the most was his approach to understand anything! Rote Learning which we suffer from thanks to our educational system has been criticised a lot in this book. He stresses on not remembering definitions or terms, but understanding the concepts.
On a totally different spectrum, he details his adventures of learning new languages, traveling to Brazil and Japan, and being a frequent to pubs and making friends and girlfriends, as if a comedy show is being played out. It would actually be a very interesting one if someone adapts to a biographical TV show.
I enjoyed reading this and would like to read other non technical books of his. I have also heard a lot about the Feynman Lectures where his Physics Lectures were videographed. Anyways the interviews of Richard Feynman are equally interesting.
There was always an ongoing joke when I was growing up that if the weather forecast says it would rain, it definitely won’t rain. If they say, the day will be sunny, high chance that it will rain cats and dogs. Fortunately, the accuracy of weather prediction has come a long way and it is indeed really accurate nowadays. But forecasting remains a funny topic.
I spent the majority of the last 3 years working in forecasting for retailers. The algorithms take historical sales and inventory data and after applying a bunch of data science models, generate forecasts for the next few seasons. When it comes to retail, it is generally safe to assume that for mature market societies, patterns generally repeat seasonally. Thus, the forecasts more or less are pretty accurate. Of course, when drastic events happen, all forecasts go haywire but even those are nowadays taken into account and predictability takes into account such shocks and comes up with good predictions.
You cannot apply forecasting easily to many other things like Share Market, although people try their best to do so. Gambling and Betting on Sports play on human emotions and greed more than luck and forecasting abilities, I think. Another field that deals with prophecy is Astrology. It is beyond me that horoscopes are given such a big place in newspapers and people take pride in being from such and such zodiac signs. I can go on and on about this but let me not digress.
I recently read Morgan Housel’s ‘Same as Ever’. He surely is one of the most known writers nowadays who knows how to drive a point using stories. His earlier book The Psychology of Money was also a best seller and is often quoted. He explains, in this book, that no matter how much we can predict and play with numbers and emotions, some things never change and that is Human Behavior. Time and again, people do the same things, make the same mistakes, learn from the same mistakes, and the cycle goes on. Societies or individuals go through cycles of ups and downs and initially, we forget what we did then but later we realize. It tells that the world remains unpredictable and human attempts to tame it remain the same. Mediums might change but the primal urge to react to things hasn’t evolved much since our ancestors also reacted and adapted to changes in the same way.
It might sound pessimistic but rather the book strengthens the belief that if we have got into trouble, it is also the human ingenuity that can pave the way forward. I felt that it encourages us to experiment and use previous knowledge to come up with new solutions because even if nature cannot be predicted, people’s behavior remains the same.
As I mentioned earlier, I have been following Housel’s blog https://collabfund.com/blog/ for some time and all his writings and storytelling are highly enjoyable. Like ‘Psychology of Money’, I recommend ‘Same as Ever’ as a compelling book about the psychology of people.
[AD] ‘Same as Ever’ by Morgan Housel can be bought from here:
To atone for the crime of watching the movie ‘Mohenjo Daro’, that too alone in a theatre, I will read 2000 books related to Indus Valley Civilization, I had promised. This is 1st of such.
Just kidding. There are not many interesting books about Indus Valley Civilization anyway.
Growing up with Comics and working as a graphic designer for a few years, if something is presented visually, it naturally becomes interesting and appealing, as far as I am concerned.
The People of Indus: and the birth of civilization in South Asia by Nikhil Gulati is one such wonderful book which presents information visually through the medium of cartooning about the advent, the peak, and eventual decline of the Indus Valley Civilization (IVC). I came across this book in one of the Podcasts from Puliabaazi.
History is assumed to be taught in such a bland manner that most people think of it as a boring thing. I, however, was blessed to have good school teachers who tried their best to make it interesting, within the constraints of the school syllabus and the time allowed. Also, thanks to my grandfather who had translated a number of books related to history (or rather decolonization, as they say, to be specific), my interest always remained aligned to learn more about history. But, all the books mostly had text. There have been a handful of photos in black and white as if nobody had access to a color camera ever. This book certainly piqued my attention as for the first time ever history is shown in a medium I enjoy.
What this book does is to enhance the knowledge about IVC by presenting various aspects about how life could’ve been between 3000-2000 BC. It goes through the familiar seals and mini-statues of the IVC. It also talks a lot about how that civilization interacted with the other nearby civilizations like Mesopotamia and the gulf. It goes into detail about one peculiar aspect that IVC has had no signs of any battles and the hierarchical structure of the society was governed by commerce.
I liked the aspects that it touches daily lives, the commercial as well as social processes and the possible languages of the period. It doesn’t try to extrapolate information and shows the evidence as they are.
Since I have had some interest about this so some facts were already known. It didn’t shock me, if I was expecting that. But it does expands the knowledge horizons and acts as a good refresher certainly.
It’s interesting that even now artefacts are found across the north and western plains of India and sadly some of the major sites are now in Pakistan. Rakhigarhi chariot, fortunately was found near Delhi. Aryan Migration/Invasion theories are being challenged regularly with more and more studies being done which suggests that Indian DNA has been generally the same across the subcontinent even though people try to divide us. As far as the mystery of the language of IVC is concerned, that is yet to be deciphered which keeps some secrets as secrets. I recently also read an article that they might not mean anything religious at all, although Shiva has been mentioned on the seals sometimes. Anyways, theories will change as we become better at genes study and archaeology gets more traction.
I enjoyed this book and hope that it might trigger others to start showing mundane concepts graphically, thereby making them interesting. Surely, if this is shown to school kids and young adults, they would be more inclined to know more about Indians from the bye gone era which still has impacts and make us what we are.
This book can be bought from Amazon from this link [ad]
When I was growing up, discussions of shares and stocks, Interest Rates, Sensex, and Money in general, were as alien to me, as Machiavellianism is to Rahul Gandhi. In my family, the discussions at the dinner table were mostly related to *wait-for-it* just dinner. On the contrary, some of my close friends knew about all these financial terms and games very well. I liked to believe that it could be a caste thing. But then it turned out that being money-minded and knowledgeable about Finance isn’t a crime but rather a necessity in life.
I recently read that the author of ‘Rich Dad Poor Dad’ Robert Kiyosaki was himself under a debt of billions of dollars. Morgan Housel’s Psychology of Money also made it clear that it is one thing to earn money, but it is a different thing to gain wealth. And to gain anything, one needs to be smart with money.
I kept delaying understanding finance and the nitty-gritty of markets and thought of myself as a Nerd who felt elated only when some PSLV took off, or when India’s run rate went up and not when the market went bullish or bearish. This continued even when I started earning. However, the reality that some smart people do spend time planning their finances pretty early in life, hit me when my bank balance remained, even after years of working, in the figures that looked more like an OTP and less like a Mobile Phone Number.
But one cannot remain ignorant for long. I did start learning about things slowly and steadily and learned to save and invest in safe havens, where risk is minimal. I also came across help from friends and acquaintances who told me a thing or two. One grudge I always had is that Articles and Videos I came across had so much jargon that I would watch Chess or Golf instead.
But times have changed, YouTube nowadays has a plethora of good information in a language you can easily understand. There are shorts and reels as well, in which people dance and tell you which Mutual Fund for how long would make you a Crorepati. There are playlists after playlists you can watch and become an expert yourself and start your own finance-related podcasts. Kids nowadays (sigh) have become much more knowledgeable due to the rise of Fintechs than surely my age group.
I wanted to remove the clutter and learn things slowly (or rather reconfirm my understanding) that come from some experts who could break down things into a not-so-complicated manner and give information without ads. That can happen only with a Book.
I came across The Bee, the Beetle, and the Money Bug: The Bankbazaar Guide to the Financial Wild by Adhil Shetty and A.R. Hemant. I have known the co-author @arhemant since Minimal Movie Posters days. I found this book a pretty good primer in explaining a lot of things that can be beneficial to a salaried employee like me who is between 30-40 or even younger. It also convinced me that I am not an idiot after all and some decisions which I had taken early in my career were rather good. It also gave me insights about what can I do now to secure the next 20-30 years and beyond as I am now reaching the middle of my career (mid-life-crisis is looming large). If one has a family to support, this book does cover whatever options are available at this point at our disposal.
To summarize, it is late but never too late to take stock of our finance-related knowledge. This book (and nowadays there are several such books) can help anyone who is looking to learn personal finance and see through the noise.
Here are some of my notes with a disclaimer like they say:
Please read the offer documents clearly as everything below is subject to market risks. This is not an investment advice blog. Or any advice blog for that matter.
Emergency Fund
Anything can happen to anyone at any time. So, try to have at least six times your monthly income as an Emergency Fund in a secure but liquid fund such as a Fixed Deposit. One needn’t complicate this but aim to review this as salary increases. When created at the same bank, FDs and RDs offer the same returns. While an RD is ideal for creating your emergency fund, an FD is ideal for holding it. During an urgent need, you can liquidate either. You will only lose a portion of your interest for the premature liquidation.
Don’t put all eggs in one basket
Diversity in savings and investment is necessary. It is advisable to park the bulk of your savings with large, stable banks and go for a carefully calibrated exposure when it comes to smaller banks.
Learn about sweep-in FD facility
Here, your bank automatically transfers surplus funds from your FD and never lets your bank balance go below the minimum level.
One basis point is one-hundredth of a percentage. That’s all.
Don’t Do just FDs
Avoid making the mistake of investing only through FDs. This is because they yield low post-tax returns. Therefore, a 7 percent FD returns only 4.9 percent if your highest marginal income tax rate is 30 percent.
Kya Mutual Funds sach mein Sahi Hain?
Equity funds buy stocks in high-performing companies. Debt funds invest in the government and corporate bond markets. Liquid funds invest in money market instruments—highly liquid debt instruments, such as treasury bills issued by the Government of India.
While picking any MF, do look at its past performance, the fund manager’s credentials, and the quality of securities it is composed of. You may want to refer to its fund rating. Several MF research websites analyze funds on various parameters, such as performance, risks, and costs.
Laddering
Split the money into five deposits at different rates. Each deposit will renew at different intervals of one, two, three, four, and five years. Doing so ensures better average returns.
Highs and Lows
When the rates are high, go for longer tenures with your deposits. When they are low, ladder them and wait for higher returns.
Credit score
Your credit score is a measure of your ability to repay your past loans. A lower score—anything under 750—implies you have had trouble paying your loans on time.
FOMO-JOMO
Turn your FOMO into JOMO—the joy of missing out. You might save yourself from wasteful expenditure.
Using Corporate Insurance Wisely
You have the privilege of working for an employer that provides great health coverage, do not waste it. Port the policy when you leave that job, and continue with the coverage—it will help you protect your family because getting coverage for your parents only gets tougher with time.
When your policy is due for renewal, you have the option of shifting it to another insurance provider. This ensures you will not lose the waiting periods already served when the term for your new policy begins.
50-30-20
50 percent to be set aside for essential monthly expenses. These can be for rent, groceries, utilities, education costs, or insurance payments. Then, 30 percent can be spent at your discretion—visiting the mall, upgrading your gadgets, or taking a vacation. Lastly, the 20 percent should be set aside for savings and investments—the minimum amount of money you need to compulsorily lock away.
MoSCoW Method
It stands for Must Have, Should Have, Could Have, and Won’t Have.
Eisenhower Matrix
If something is important, do it now. If it is urgent, but not important, delegate it. If something is not urgent but important, schedule it for later. If it is neither important nor urgent, avoid doing it.
Invest and Forget and let the Power of Compounding do its magic
Companies by Market Cap
India’s top 100 companies by market capitalization would be called large-cap. Mid-cap companies would now be those ranked from 101 to 250. And small-cap companies would be any company ranked 251 onwards.
To rephrase physicist Richard Feynman talking on quantum physics, if you think you understand taxation, you probably do not understand taxation.
